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Who Needs Financial Planning? The Answer is Everyone

I meet with a fair number of potential clients who have never worked with a financial advisor, planner, or coach before. As a result, I spend a fair amount of time discussing what a financial plan is and if they need one.


What is a Financial Plan?

  • According to the Certified Financial Planner's Organization: Financial planning involves looking at a client's entire financial picture and advising them on how to achieve their short- and long-term financial goals. This process should include the following seven steps:

CFP seven step financial planning process
Source: https://www.cfp.net/-/media/files/cfp-board/standards-and-ethics/compliance-resources/guide-to-financial-planning-process.pdf?la=en&hash=A8F02CC2451BE07E4FB05DE009A64F68
  • According to Walk You To Wealth: It's a roadmap to wealth! This roadmap meets you where you are and without judgement. It's also not designed to be perfect, but rather to be practical, actionable, and to encourage real progress.

"A good plan, violently executed now, is better than a perfect plan next week." ― George Patton


Who Needs a Financial Plan?


In short, everyone! The reason I feel that everyone needs a financial plan is that regardless of where you are financially, at the very top or starting from the bottom, you likely have at least one area (spending, investing, insurance, etc.) that can be improved through a dedicated plan. Historically, the industry has only served those who could meet various asset minimums. In other words, you needed a certain amount of money before you could even meet with a financial planner; however, Walk You To Wealth changes that!

people texting about financial advisor asset minimums

In summary, when you're sick you go to the doctor, but you should also should visit for your annual physical to make sure everything is alright.


Operation meme of being your own financial advisors

This is the same concept with financial planning. You want a long-term relationship with someone who can help when there are significant bumps in the road and also keep you on track when everything is running pretty smoothly.


If you are looking for a solid financial plan that we can execute together, schedule a free introductory meeting below. For less than $5/day, Walk You To Wealth is the most affordable way to access professional help.

Disclaimer: The information in this post is provided for your convenience only and is not intended to be treated as financial, investment, tax, or other advice. The information is intended to be educational and is not tailored to the investment needs of any specific individual.  It is also not intended to be relied upon as a forecast and is not an offer or solicitation to buy or sell any securities or to adopt any investment strategy.  The opinions expressed are those of the author.  Reliance upon the guidance and information in this presentation is at the sole discretion of the individual.

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