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Stop Complaining and Start Being a WHINER!

You can't spend more than a few minutes on social media without coming across someone complaining about their financial situation. For example, this woman recently went viral for crying about working her first real job.



Before I get on my soapbox, let me come clean. During my first job in corporate America, I complained...a lot. My now wife can vouch for this. In fairness to me, I was working at a large public accounting firm and was regularly in the office until 10 p.m. during the week and also working on the weekends. I wasn't compensated for the overtime, as it was simply an expectation of my job, didn't see any value in the work, and had absolutely no perspective on life. In summary:


  • Long Hours + Non-Value Add Work + Limited Perspective = Lots of Complaining


Flash forward and I found much better corporate experiences at Fidelity and Coinbase. I also figured out how to navigate the corporate ladder without compromising who I am, but that's a story for a different day. Now, back to whining.


Building wealth requires patience, time, and work! There is an unhealthy obsession with passive income these days, but most people fail to realize that it requires active income first!

Lego movie meme where everyone needs to stop pretending that everything is passive income

So here's how to transform being a whiner into a winning formula for wealth:



  1. W - Work

  • This is where it all begins. Passive income can only be created by first having active income and there is no better time to earn more.

  1. H - Habit

  • Develop a solid work ethic, which may include your day job plus a side-hustle or part-time gig.

  1. I - Invest

  • You can't just wish for wealth, you have to make it happen by investing in assets, such as stocks, bonds, real estate, and crypto.

  1. N - Navigate

  • We all use Waze when driving somewhere new, and figuring out the world of personal finance is no different, which is why it's best work with financial planning professional who can create a wealth map for your destination.

  1. E - Earn

  • Start to earn passive and semi-passive income through dividends, interest, rent, etc. and reinvest those earnings.

  1. R - Repeat

  • Wealth takes time which is why you need to continue earning more active income and using it to create more passive income.


This is the best kind of WHINER. One that works to change their situation instead of just complaining about it!


If you are looking for someone to help you create a roadmap to wealth, then please schedule a free introductory meeting below. For less than $5/day, Walk You To Wealth is the most affordable way to access professional help.

Disclaimer: The information in this post is provided for your convenience only and is not intended to be treated as financial, investment, tax, or other advice. The information is intended to be educational and is not tailored to the investment needs of any specific individual.  It is also not intended to be relied upon as a forecast and is not an offer or solicitation to buy or sell any securities or to adopt any investment strategy.  The opinions expressed are those of the author.  Reliance upon the guidance and information in this presentation is at the sole discretion of the individual.

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